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HECM - Fannie Mae Properties

*** NEW CHANGE *** Your BUYER must register you as their AGENT in before you can submit offers. 

All offers go directly to FannieMae through the website.

To Make an offer you must include:

1) Cover Page - MLS attachment

2) The FM REPS - 16 page contract attached

3) LBP (if pre 1978) 

4) Utility Inspection Notice

5) specific forms if attached in the MLS.

Once Completed & signed by your buyers, you must upload your offer to with a Pre-Qual letter or Proof of Funds.



*  These 'HECM' properties do not have an Owner Occupant First Look Period, but the property must be in the MLS for 3 days before an offer can be submitted.

*  Fannie Mae is EXEMPT from paying Transfer/Doc Stamps - Buyer will pay these fees.

* Pre (less than 6-months on the market) - if the MLS Agent Remarks state "THE SELLER MUST COMPLY WITH HUD GUIDELINES 24 CFR 206.125" Fannie Mae cannot accept any offer less than full price.

* Post (more than 6-months on the market) - will have no special language in the MLS Agent Remarks then, Fannie Mae can accept offers outside HUD guidelines.

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