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HECM - Fannie Mae Properties

Use the NEW Fannie Mae Contract/REPA attached in the MLS to make offers - You no longer use an AS-IS and FM REPA - Just the 16 page contract attached here or in the MLS plus LBP (if pre 1978) specific forms are attached in the MLS (eg. LBP).

Please note:

*  These 'HECM' properties do not have an Owner Occupant First Look Period, but the property must be in the MLS for 3 days before an offer can be submitted to us.

*  Fannie Mae is EXEMPT from paying Transfer/Doc Stamps - Buyer will pay these fees.

* Pre - if the Agent Remarks state "HUD Guidelines 24 CRF 206.125" Fannie Mae cannot accept any offer less than full price

* Post - will have no special language in the Agent Remarks then, Fannie Mae can accept offers outsice HUD guidelines

Fannie Mae Contract
In an effort to make it more streamlined, please use the attached Fannie Mae contract instead of the AS-IS and FM REPA we have used in the past.
Fannie Mae Owner Occupant Certification 7-19


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